Forza Horizon
Forza Horizon

Difficulty Settings & Credit Bonuses

Optimize credit earnings in Forza Horizon by adjusting difficulty settings. Learn how driving assists, racing line, and AI difficulty impact bonuses.

·Multi-source verified (49/49)

Forza Horizon offers a wide range of difficulty settings that directly impact the credit bonuses you receive after each event. Higher difficulty = higher credit bonus.

  • Driving Assists: Turning off ABS, Traction Control, and Stability Control increases your bonus.
  • Racing Line: Setting it to 'Braking Only' or 'Off' provides a bonus.
  • Damage: 'Cosmetic' or 'Simulation' damage offers a bonus.
  • Rewind: Turning off the rewind feature gives a significant bonus.
  • Drivatar Difficulty: Increasing the AI difficulty (from New Racer to Unbeatable) provides the largest bonus.
As you improve, gradually increase these settings. Even turning off just a few assists can make a noticeable difference in your credit earnings over time. The goal is to find the highest difficulty you can comfortably win at, balancing challenge with reward. Don't be afraid to start easy and slowly ramp up the difficulty as your skills grow.

Difficulty Settings & Credit Bonuses - Forza Horizon screenshot
Difficulty Settings & Credit Bonuses