Efficiently earning credits and XP is vital for expanding your garage and progressing through the game. Here's how to maximize your gains:

- Increase Drivatar Difficulty: Higher difficulty settings (e.g., Pro, Unbeatable) provide significant bonus credits and XP. Start with a comfortable difficulty and gradually increase it as you improve.
- Reduce Driving Assists: Turning off assists like Traction Control, Stability Management, and the Driving Line also grants bonus rewards. Each assist you turn off adds a percentage bonus.
- Longer Races: While shorter races are quicker, longer races (more laps) generally yield more credits and XP per minute of racing.
- VIP Membership: If you have the VIP Pass, you get a permanent 2x credit bonus after every race, which is a massive boost.
- Mod Cards: Use Mod Cards before races to gain temporary bonuses to credits, XP, or specific car performance. Save your best Mod Cards for longer, more challenging races.
- Forzathon Events: Participate in weekly Forzathon challenges. They often offer substantial credit and XP rewards, along with exclusive cars or Driver Gear.
- Rivals Mode: Consistently beating rivals, especially faster ones, provides a steady stream of credits and XP.
By combining these strategies, you can significantly accelerate your progression and unlock new cars and upgrades much faster.