Back at Sky Finance, Akiyama decides to put Lily through a 'test' before granting her the loan. This involves a series of tasks that will take you across Kamurocho. Your first objective is to escort Lily to the Millennium Tower. Be prepared for random street encounters along the way. Akiyama's quick attacks are excellent for dispatching these groups efficiently.
After the Millennium Tower, you'll need to visit a specific restaurant with Lily. The game will mark the location on your mini-map. During this segment, you'll learn more about Lily's background and the circumstances surrounding her loan request. Following the meal, you'll be directed to another location, which will involve a more significant combat challenge. A group of well-armed thugs will ambush you. Utilize Akiyama's Heat Actions, especially those that target multiple enemies, to clear the area. Successfully completing these tasks will conclude the chapter.