Forza Horizon 2 offers a wide range of difficulty settings and driving assists, allowing players of all skill levels to enjoy the game. You can access these settings from the Pause Menu under 'Difficulty'. Adjusting these not only changes the challenge but also affects the Credit bonus you receive after each race. Higher difficulty and fewer assists yield greater rewards.

Key Settings:
- Drivatar Difficulty: Controls the skill of AI opponents. Options range from 'New Racer' to 'Unbeatable'.
- Braking: 'Assisted', 'ABS On', or 'ABS Off'. Assisted braking helps you slow down, while ABS prevents wheel lock-up.
- Steering: 'Assisted', 'Normal', or 'Simulation'. Assisted steering helps keep you on track.
- Traction Control (TCS): 'On' or 'Off'. Prevents wheelspin during acceleration.
- Stability Control (STM): 'On' or 'Off'. Helps prevent loss of control during cornering.
- Shifting: 'Automatic', 'Manual', or 'Manual with Clutch'. Manual shifting offers more control and a higher skill ceiling.
- Damage & Tire Wear: 'None', 'Cosmetic', or 'Simulation'. Simulation damage can impact car performance.
- Rewind: 'On' or 'Off'. Allows you to undo mistakes.
Start with settings you're comfortable with and gradually increase the difficulty as your skills improve to maximize your Credit earnings.