High Stakes Treasure Map

Find the First Map: After Chapter 2 begins, look for a random encounter in the Heartlands. You'll hear a man mumbling about treasure. Approach him, use your Lasso to tie him up, and hogtie him. Pick up the treasure map from the ground next to him. If he escapes, you may have a couple more chances to rob him; otherwise, you can buy the map from a Fence.

Find the Second Map: The second map shows a waterfall. This is Cumberland Falls, located east of Wallace Station. Go to the falls, head to the east side, and follow the path down to the riverside. Follow the riverside towards the waterfall and cross the log to reach it. Go inside the waterfall and search the back wall for the next treasure map.

Find the Third Map: The third map features a frozen lake, which is Barrow Lagoon in Ambarino. Travel to the lake and find a higher island in the northeast. Approach the island from the north side and use your horse to leap onto the rock with a log extending to the island. As you cross the log, look for a hole in it and search inside to find the final map.

Find the Treasure: The treasure is located near Fort Wallace. Go to the front gate of Fort Wallace and take the eastern path, following it to the mountain. Find a small path leading down to the cliffs. Turn left and ascend the narrow path until you reach the end. Look down to spot a rock you can jump to. After landing, look behind you and down to see the next rock to jump to, then jump to the final rock. Follow the path under the hanging rock, and at the end, search the rock for the treasure.